Importance of an Agent

In today's world, buying insurance on line is a natural tendency.  The obvious reason to do this is to save money.  There is no question you can save money by buying your insurance online.  There are a few things to consider before making your purchase.  There are many things you can buy online without thinking twice about.  For example I believe you should buy your music online.  It is very time consuming to go to a music store, buy the music, download it to my computer, then sync it to my phone or ipod.  Instead I just go to Itunes and download the music I want directly to my device.   I also think buying books online is a great idea.  You can see the great selection companies like Amazon have, you can see a preview of the book, then either order the book and it will be delivered overnight or you can download it directly to your electronic device and have it in minutes.  These items are save to buy online. 

Now lets talk Insurance.  My first questions is how comfortable are you with your insurance policy?  Do you understand everything that is covered by your policy and all your options?  If you do then yes you should buy your policy online.  If you don't then you should utilize an independent agent.  they will work with you to understand you and your needs.  They can explain to you what coverages you need and why.  This does not mean you can't buy over the internet you just need to work with an agency that will work with you online.  You don't need to go into an office any more.  All the details can be worked out either over the phone or over e-mails.  Since most of us don't buy insurance every day and we are not insurance experts we need someone on our side.  The independent agent can give that to us.  The independent agent is trained and licensed by the state.  They have to keep up the continuing education which means their knowledge is current.  They also have access to multiple companies so they can offer you the best deal for your needs. 

The idea of www.fastcheapquotes.com is to give you a quick ballpark price.  This will give you an idea of what prices are available to you.  These prices are true quotes but most likely not your final price.  You need to work with one of our agents to finalize our quotes.  They need to understand your needs so they can find a product and company that best fits your needs.  They can work with you either online, over the phone or in person depending on your needs.  

I am confident our agents can provide you with all your needs.